Why do I feel guilty for sleeping late....& everything else?

It's 8:45 saturday morning & my phone is ringing....been awake, but still dozing. rrrrring, rrrring......(where's my damn teeth?) oh, here they are, under my pillow. 'Uh, hello'. 'Mother, are you still asleep'? 'No', my voice answers sounding like a foghorn...'you are too' says my daughter, laughing. 'Do you have any good coffee, (meaning Starbucks) all we have is '8 o'clock' 'sorry, that is all I have too'. Then I start to justify why it took me so long to answer.......does she even care if I am sleeping or not? No. It's me & my mind feeling guilty for still being in bed. I don't know why I think I'm supposed to be up & productive. What is up with that? I'm nearly seventy, retired, and have no one to answer to, yet I'm feeling guilty. Does Medicare pay for therapy?